Cheapest Motorcycle Insurance

Cheap Motorcycle Insurance

Here's how you find it! What's to know? Plenty. Most states require a motorcycle to be insured, but very few tell you what coverages to buy and finding the cheapest isn't always that easy. Every company has a proprietary set of rates and underwriting to match. The cheapest rate isn't always the right rate. Here's why: many companies will quote you the state minimum without regard for your financial needs. Remember, you said "I want the cheapest rate." The fact that you own three homes, 4 cars and have substantial assets wasn't accounted for in that sentence. Additionally, what about fire, theft and collision. Cheapest means cheapest- period. Your better off understanding that adequate protection in terms of liability was only a few dollars more- like $15 and forgoing it makes you a fool. Always ask for help if you don't understand the lingo or should there be an accident, you could be S.O.L.. Professionals are ready to assist you. To get started, use the menu below.

To begin comparing cheap motorcycle insurance rates,
choose your state in the menu below.
Prefer a phone quote? Call 877-891-9023 Now
 
Enter your zipcode, then click 'GO'
 
 

How do you compare quotes to actually know who is providing the cheapest rate?

Here's how you compare apples to apples when requesting quotes:

  • 1. Request the exact same coverages from each company.
  • 2. Print them out and lay them on a table to compare side-by-side.
  • 3. Remember, most quotes are nothing more than estimates. Why? Because they have to run your driving history and credit rating in most cases to confirm. Ask each company if they have already run your MVR and Credit. If not, do not cancel your current policy(if you have one) until the new one is issued. Many riders get into trouble here because they are happy to cancel their old policy only to learn that the rate they were quoted was nothing more than an estimate. And guess what, you forgot about that speeding ticket 2 and a half years ago, so now the rate is right back where you started. In short, don't be spiteful, be careful and ask the right questions.

    What kind of bikes does this apply to? Sport Bikes, Cruisers, Touring Bikes, Scooters, Custom Bikes, Trikes and even Dirt Bikes!

    Our favorite brands: Kawasaki (anything Ninja or ZX), Honda, Harley Davidson, Buell, BigDog, Yamaha, Jesse James and Aprilia

    Should you WEAR A HELMET? Have you ever seen the damage a rock kicked up by a tractor trailer will do to your mug at 70mph? It's like being shot point blank with a 12 gauge slug. You decide.